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user-inactivated  ·  3267 days ago  ·  link  ·    ·  parent  ·  post: Pubski: July 6, 2016

I wanted to write something, but fuck if I know what I want on the internet any more. I'm watching three kids deal with a dead dad while their (two) mom's fight over about $30K. Which will be $10K when the fight is over. Which will be $5K in parties and drugs and $5K in shitty life choices and bail if history is a guide. If I can give any of you young people out there any advice that you should set in stone it is this: Write out a will, get it notarized, make it available to at least SOMEONE outside your family.

Do you have more than $3,000 net worth? You need a will.

Do you have a 401(k)? IRA? Roth? Stocks? You need a will.

Do you own a car? Yea, you need a will.

House/land/property? You need a will.

Student loan debt? You need a will listing assets at least so that the feds don't go after your family. Also, check on cosigners and make sure they are listed as a beneficiary.

Kids? If you have kids and don't have a will you are a fucking idiot. Full stop. List the people who take your kids if you die. Set them up as your beneficiaries.

If you don't have a will stating where your shit goes, the government will take over your estate (depending on state and national laws, ask when you get your will done).