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Here's a depressing, if probably more than a bit biased, read. I think one of the most eye opening arguments I ever got in was with a guy who basically tried to say that the underclass are underclass because they don't try to buy their way up the social ladder. He actually had some good ideas and strong points that made sense in context, but where he kept on getting lost was that he didn't seem to want to accept the fact that buying your way up takes at least a little money and a lot of bravery, vision, and drive. Not everyone has those qualities and just because they don't have those qualities it doesn't mean they should be viewed as failures.