This is not an exercise in talking about what is going wrong in our lives, but rather a way to look at our current, immediate situation (the now) and ask, "what in this moment is lacking?" The answer, unless you are under immediate duress, is usually "nothing."
I'm in my home office. It's warm and secure and I'm alive. Nothing is lacking in the moment, the natural light through my window helps to connect me to the moment. --I'm off to step outside for 10 minutes of meditation. Ponder this:
Resolve to not fritter away your precious life this week living in the future or past. Give your full attention to what you are doing right now. Appreciate it, savor it, notice the feelings, the colors, the tapestry of life that is all around you if you will only become present. If you are constantly waiting to arrive...you never will.
"If not now, when?"