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At least they are site unique.
This is actually what I do with my password, except without the paying for a card bit.
Though I have the site name in l336sp43k which differs from every person for extra security Relevant:
http://xkcd.com/936/
https://howsecureismypassword.net/ (Type a password that's just similar if you don't trust it) One of my passwords gets 27 decillion years.
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Dendrophobe · 3881 days ago · link ·
I think it's a cool idea. There's some discussion on HackerNews about it. I've linked to a comment explaining why it's not a cryptographically secure password. There's a reply to that explaining how for most vectors of password attack, this is still probably a more secure way of generating your passwords.